We are a nation of animal lovers. Nationwide, there are millions of domestic animals kept as pets. From dogs, cats, fish and rabbits right through to more exotic pets like snakes and pot-bellied pigs, it is extremely easy to become emotionally attached to your animals. Most of us take pets in as if they were a part of the family, and people enjoy the experience of living with and caring for their animals. In many cases, it is the human characteristics and personality traits in a pet that make them so endearing, and people of all ages can find an immediate bond with the pets they choose.
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Like humans, pets can from time to time fall ill. This can be a difficult time for pet owners to endure, mainly because of the emotional bonds that have been formed. Pets tend to have shorter lifespans than their owners, so in many respects this is an inevitable part of pet ownership – as with ultimately saying goodbye. This can be traumatic, especially for children, or for those who have spent many years in the company of one particular animal. What is often worse is the fact that veterinary bills can run into the hundreds, even thousands of dollars, for treatment that may be essential to the survival of your pet.
The answer to this is to insure your pets. Every responsible pet owner owes it not just to themselves, but also to their animal, to find pet insurance that covers them in the event of illness and shocking vet bills. No animal should ever have to suffer as a result of the financial incapacity of its owner, yet many do because of a lack of adequate pet insurance cover. Considering the low cost nature of this type of insurance, it is an absolutely essential purchase.
Veterinary bills are often considered to be expensive. In reality, this is a reflection of the degree of specialization and training that has gone in to providing the diagnosis, in a similar way to a medical doctor. In most cases, vets have studied for longer than doctors to reach qualification, which makes sense given the sheer diversity of animals and their inability to communicate specifics about their problems. Vets need to be able to diagnose across species and without these benefits, making it essential to have an in-depth knowledge of the science and anatomy involved. The cost of veterinary drugs is also expensive, again as a result of the degrees of specialization involved. This isn’t helpful for pet owners who need the treatment, but is an essential part of commissioning vet services.
Insurance allows you to effectively spread the costs of any treatment, and if your pet does fall serious ill, or develops a more significant condition, you will save even more money. Insurance effectively
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enables you to define your total costs for vet cover, which is often paid up on a monthly basis. This means that you can predict what your outgoings are going to be, rather than taking the chance that your animal won’t fall seriously ill during its lifetime. For the low cost of pet insurance, this really is common sense.
One of the worst situations to find yourself in as a pet lover is seeing your animal suffering, and not having the financial means to pay for it. This can be as raw as it would be with any family member. Nothing could be more distressing. Insurance removes this problem altogether, because you know that if your animal does need treatment, the money is there to provide it. Similarly, you don’t want to ever have to hesitate before phoning the vet. If veterinary care is needed, it is needed – regardless of the costs. Unfortunately, too many uninsured pet owners find themselves in this extremely unfortunate predicament.
Insuring your pets doesn’t have to be expensive, but it could save you a massive amount of money on the cost of vet bills later on. Most animals will require some form of vet treatment at some stage in their life. Not all of this will be covered by your insurance policy, but the most expensive operations, procedures and illnesses should be covered with the right degree of protection. You still need to choose your insurance provider wisely, as with the degree of cover you need for your pets. But by ensuring you have cover in place, you can sleep easy in the knowledge that you – and your pet – will be safe.
SOURCE: ThoughtsFurPaws – Read entire story here.